How to enable farmers to cope with extreme weather events
Year 2015 was the third year in a row when the rabi season was thrown out of kilter in large parts of India by deviant weather. But this is just one of the weather irregularities that India has faced in the recent past.
While in 2013, five states were impacted and 0.35 million hectares (ha) of standing crops affected, 2014 brought similar damages to six states and 5.5 million ha of crops when they were just a month away from being harvested. In 2015, no less than 15 states were hit and 18.23 million ha of crops were damaged. The 15 states account for approximately 75 per cent of India’s population and about 70 per cent of its geographical area, and produce approximately 81 per cent of its foodgrains.
During this period, Delhi-based non-profit Centre for Science and Environment (CSE) surveyed impacts on the ground. CSE’s study area was Mathura, Shamli, Muzaffarnagar and Agra districts in Uttar Pradesh (UP)—some of the worst-affected districts in the worst-affected state. The team met farmers, local leaders and panchayat-level, block-level and district-level officials including the patwari, the kanoongo and the tehsildar, among others.
The research over this period of time has been released in the form of a report titled “Lived Anomaly”. In the report, the non-profit has suggested a few ways to bring respite to the farmers and build safety nets for Indian farmers by adopting good practices. The key recommendations include:
Transparent, accurate and quick crop loss estimation
Many countries are practising/experimenting with remote sensing technology and satellite data. But there are several challenges in doing accurate and speedy crop damage assessment at the farmer level and disbursing relief/insurance payouts, such as lack of digitisation of land records and the need to position constellations of satellites to make available timely yield images.
It is currently not possible to get data at the farmer-field level, and getting high resolution real-time data is not feasible for a wider area. Also, it is difficult to translate the satellite data and information received into the exact field affected. Most disasters are hydro-meteorological calamities. During such events it is often not possible to procure optical data because of the cloud cover. Radar data is still used at the research level. Therefore, there is a need to combine technologies such as ground location sampling, aerial images, satellite data and weather data (for instance, rainfall grid data).
But the good news is that the government has rolled out some programmes to use satellite and remote sensing data for crop loss estimation on a pilot basis.
Make state-based ‘relief’ meaningful
| The ‘relief’ system currently followed in India to deal with crop losses in the event of extreme weather has serious gaps. Following could be ways to deal with them:
- • The relief amount should cover crop loss as well as input cost for next season
- • Sharecroppers and farmers taking land on lease/rent should also be protected
- • Crop losses less than the arbitrarily-decided minimum threshold should also be covered
- • Relief estimation by state governments and the Centre should be publicly reconciled
- • Minimise political interference in relief estimation and delivery
- • A state government should be judicious in declaring an extreme weather event
Make crop insurance affordable and feasible for farmers
"The current fundamentals of agriculture are too weak to provide respite to farmers. From making farming remunerative and improving productivity to promoting climate resilient agriculture, the list of things to do is long and hard," says the report.
It further suggests that presently, the US is the only country offering Crop Revenue Insurance, which is insurance payout based on yield measurement and crop prices. Crop insurance in India can be attractive and a feasible compensation mechanism for farmers. Presently, agricultural insurance schemes cater to very few farmers in a few states and there, too, largely function as insurance for crop loans taken by farmers from banks.
Effective public–private partnerships and substantial government subsidies can also be the key. Moreover, Substantial subsidies are needed not just in the premiums paid, but also in underwriting any losses and reimbursing insurance companies for operating and administrative costs.
Presently, Africa is leading the innovations in developing insurance products for small and marginal farmers.
Fast payouts through rapid assessments and the use of technology, such as remote sensing, AWS and mobile banking services is another recommendation given by the non-profit. In its report, it has cited the Agriculture and Climate Risk Enterprise (ACRE), the largest index insurance programme in the developing world in which farmers pay a market premium.
The think tank further suggestes that A direct linkage of farmers with insurance companies can avoid the confusion which arises when the banks play the role of intermediary. This is also reflected on the consequent lack of awareness among the policyholders about insurance companies and schemes.